Houston Auto Accidents: Your Rights and What to Do After a Collision
A Houston auto accident can lead to immediate medical needs, lost income, and significant stress. Texas law allows injured individuals to pursue compensation for these losses, but the process often becomes complicated quickly. Because Texas follows a modified comparative negligence rule, you may recover damages as long as you are not more than 50 percent at fault. Knowing what to do early can strengthen your claim and protect your rights.
How Fault Is Determined in Texas
Insurance companies evaluate responsibility by reviewing evidence such as the police report, witness statements, photos, video footage, and property damage. Each driver is assigned a percentage of fault.
If the other party’s negligence contributed to the collision and your fault does not exceed 50 percent, you may pursue compensation for your injuries and losses.
Common Causes of Auto Accidents in Houston
Busy highways like I-45, I-10, and US-59 see frequent collisions. Some of the most common causes include:
| Cause of Accident | Explanation |
| Rear-end collisions | Following too closely or failing to stop in time |
| Intersection crashes | Running red lights or failing to yield |
| Distracted driving | Texting, GPS use, or other distractions |
| Hazardous weather | Heavy rain, flooding, poor visibility |
| Commercial vehicle accidents | Delivery trucks, work vans, and employer liability |
Each type of accident requires specific evidence to establish fault and pursue compensation.
What to Do After a Houston Auto Accident
Your actions immediately after a crash can significantly affect your claim. When possible:
- Call 911 and request a police report.
- Seek medical attention immediately.
- Exchange information with all involved drivers.
- Take photos of the scene, vehicles, and any injuries.
- Avoid giving recorded statements to insurance adjusters.
- Contact a Houston auto accident lawyer as soon as possible.
Taking these steps preserves evidence and strengthens your position during the claims process.
How Insurance Companies Review Your Claim
Insurance carriers examine the following:
- Liability: Who caused the collision.
- Causation: Whether the crash caused your injuries.
- Damages: Medical bills, lost wages, and pain and suffering.
- Documentation: The quality and timing of medical records and evidence.
Insurance companies often try to minimize payouts. Having legal representation helps ensure your injuries and losses are fully recognized.
Types of Compensation Available
If you were injured, you may be entitled to recover:
- Medical expenses
- Lost income
- Pain and suffering
- Property damage
- Future medical needs or long-term impairments
A well-documented record of treatment and expenses supports a stronger claim.
When You Should Contact a Houston Auto Accident Lawyer
You should seek legal help if:
- You suffered injuries requiring medical care.
- The other driver disputes fault.
- The insurance company delays or undervalues your claim.
- A commercial or rideshare vehicle was involved.
- You receive a settlement offer that seems too low.
Early involvement ensures important evidence is preserved and helps prevent avoidable claim errors.
How Williford Law, PLLC Helps Injury Victims
Our firm provides focused, strategic representation by:
- Gathering police reports and witness statements
- Organizing medical records and documenting injuries
- Calculating the full value of your damages
- Handling all communication with insurance companies
- Preparing your case for litigation when necessary
We work to maximize your recovery and reduce the stress you face after an accident.
Texas Statute of Limitations
In Texas, most auto accident claims must be filed within two years of the date of the collision. Missing this deadline can permanently bar you from recovery. Speaking with an attorney early protects you from losing valuable rights.
Speak With a Houston Auto Accident Lawyer Today
If you were injured in a vehicle collision, Williford Law, PLLC is ready to help. Our team will review your case, outline your options, and take immediate steps to protect your rights. Call (713) 837-7600 to schedule a confidential consultation.
